The Kotak Junior Scholarship Program 2026-27 is a major educational support initiative launched by the Kotak Education Foundation (KEF), the CSR implementing agency of the Kotak Mahindra Group. The scholarship is aimed at helping meritorious students from economically weaker sections of the Mumbai Metropolitan Region (MMR) continue their higher secondary education without financial burden.
Education is one of the strongest tools for changing lives, but thousands of talented students are forced to discontinue their studies due to financial difficulties after Class 10. Recognising this challenge, Kotak Education Foundation has introduced this scholarship to support deserving students academically and financially during their Class 11 and Class 12 journey.
Under this program, selected students will receive a scholarship amount of INR 3,500 per month for 21 months, amounting to a total of INR 73,500. Along with financial support, scholars will also benefit from mentorship, career guidance, academic assistance, and exposure visits.
Students who have scored 85% or above in Class 10 Board Exams 2026 and belong to financially weaker families residing in the Mumbai Metropolitan Region can apply online before the last date.
In this article, you will find complete details about the Kotak Junior Scholarship Program 2026-27, including eligibility criteria, benefits, required documents, application process, selection process, important dates, FAQs, and direct application links.
Overview of Kotak Junior Scholarship Program 2026-27
| Scholarship Name | Kotak Junior Scholarship Program 2026-27 |
|---|---|
| Conducting Organisation | Kotak Education Foundation (KEF) |
| Supported By | Kotak Mahindra Group |
| Scholarship Amount | INR 3,500 per month |
| Total Scholarship Value | INR 73,500 |
| Duration | 21 Months |
| Eligible Students | Class 10 Passed Students |
| Minimum Marks Required | 85% and above |
| Income Limit | INR 3,20,000 annually |
| Application Mode | Online |
| Last Date to Apply | 30 June 2026 |
| Official Apply Link | www.b4s.in/ksty/KJSP4 |
About Kotak Education Foundation
The Kotak Education Foundation (KEF) is the CSR implementation arm of the Kotak Mahindra Group. The foundation has been actively working in the field of education for several years and has positively impacted thousands of students across India.
The organisation focuses on:
- Educational access
- Academic support
- Skill development
- Scholarships
- Career guidance
- Mentorship initiatives
The Kotak Junior Scholarship Program reflects the foundation’s mission to empower talented students by ensuring that financial barriers do not interrupt their educational journey.
Objective of the Scholarship
The main objective of the Kotak Junior Scholarship Program is to:
- Support meritorious students financially
- Encourage students to continue higher education
- Reduce dropout rates after Class 10
- Provide career guidance and mentorship
- Create equal educational opportunities
- Build confidence among students from low-income families
The scholarship not only provides financial support but also helps students grow academically and professionally.
Scholarship Amount and Benefits
One of the biggest highlights of the Kotak Junior Scholarship Program is the comprehensive support offered to students.
Financial Assistance
Selected students will receive:
- INR 3,500 per month
- Duration: 21 months
- Total scholarship amount: INR 73,500
The scholarship covers students throughout their Class 11 and Class 12 studies.
Additional Benefits
Apart from financial support, students will also receive:
1. Academic Support
Students may receive additional learning assistance to improve academic performance and prepare for future studies.
2. Mentorship Programs
Experienced mentors guide students regarding:
- Study planning
- Career decisions
- Skill enhancement
- Personality development
3. Career Guidance
Students receive career counselling sessions to help them understand:
- Higher education opportunities
- Competitive exams
- Professional courses
- Career options in different streams
4. Exposure Visits
Exposure visits help students gain real-world experiences and improve confidence through educational interactions and learning opportunities.
Who Can Apply?
The scholarship is specifically designed for students belonging to the Mumbai Metropolitan Region who have demonstrated strong academic performance in Class 10.
Students from Arts, Commerce, and Science streams can apply.
Eligibility Criteria for Kotak Junior Scholarship Program 2026-27
Applicants must fulfil all eligibility conditions before applying.
Educational Qualification
The student must:
- Have passed Class 10 Board Examination in 2026
- Boards accepted:
- SSC
- CBSE
- ICSE
Minimum Marks Required
Applicants must have scored:
- At least 85% overall marks in Class 10 Board Exams
Admission Requirement
Students must have secured admission in:
- Class 11
- Arts, Commerce, or Science streams
- Junior colleges or schools located in Mumbai Metropolitan Region (MMR)
for the academic session 2026-27.
Income Criteria
The annual family income of the applicant must be:
- INR 3,20,000 or below
This ensures that the scholarship reaches students from financially weaker sections.
Residence Requirement
The applicant’s current residence must be within the Mumbai Metropolitan Region (MMR).
Ineligible Candidates
The following students cannot apply:
- Children of Kotak Education Foundation employees
- Children of Buddy4Study employees
Mumbai Metropolitan Region (MMR) Areas Covered
The scholarship is applicable for students residing in specific MMR areas.
Included Regions
Mumbai
- Mumbai City
- Mumbai Suburban
Thane District
- Thane
- Kalyan
- Dombivli
- Ulhasnagar
- Bhiwandi
- Ambernath
- Badlapur
- Murbad
- Shahapur
- Vasai
- Virar
- Palghar
Raigad District
- Panvel
- Uran
- Karjat
- Khalapur
- Pen
- Alibag
Other Areas
- Mira Bhayandar
- Navi Mumbai Municipal Corporation Areas
Students living in these regions are eligible to apply if other conditions are fulfilled.
Important Dates
| Event | Date |
|---|---|
| Application Start Date | Ongoing |
| Last Date to Apply | 30 June 2026 |
| Selection Process | After Application Review |
| Scholarship Distribution | After Final Selection |
Students are advised to apply well before the last date to avoid technical issues.
Required Documents
Applicants need to upload several documents during the online application process.
List of Required Documents
Identity & Academic Documents
- Passport-size photograph
- Aadhaar Card
- Class 10 marksheet
- School leaving certificate
Admission Proof
- Admission receipt of Class 11
- Bonafide certificate
- College/school ID card
Income Documents
- Income certificate
- Salary slips
- ITR copy (if applicable)
Bank Documents
- Bank account details
- Cancelled cheque/passbook copy
Address Proof
- Ration card
- Utility bill
- Aadhaar card
Students should ensure all documents are clear and valid before uploading.
How to Apply Online for Kotak Junior Scholarship Program 2026-27?
Candidates can apply online through the official scholarship portal.
Step-by-Step Apply Process
Step 1: Visit Official Website
Open the scholarship application portal:
www.b4s.in/ksty/KJSP4
Step 2: Register Yourself
- Create an account using:
- Mobile number
- Email ID
- Verify OTP
Step 3: Login to Dashboard
After registration:
- Login using credentials
- Open the scholarship application form
Step 4: Fill Application Form
Enter details carefully:
- Personal details
- Academic information
- Family income
- Address details
- Bank details
Step 5: Upload Documents
Upload scanned copies of all required documents.
Ensure:
- Correct file format
- Proper visibility
- Valid document size
Step 6: Review Application
Check all entered details carefully before final submission.
Step 7: Submit Application
Click on “Submit” to complete the process.
Students should keep a copy or screenshot of the submitted application for future reference.
Selection Process
The selection process generally includes multiple stages.
1. Application Screening
Applications are reviewed based on:
- Eligibility
- Academic merit
- Financial need
2. Document Verification
Uploaded documents are verified for authenticity.
3. Telephonic Interview (If Required)
Some applicants may be contacted for interaction or verification.
4. Final Selection
Selected students are informed through:
- Mobile number
- Scholarship portal
Why This Scholarship Is Important?
The transition from Class 10 to higher secondary education is a crucial stage for students. Many talented students discontinue education due to financial limitations.
This scholarship helps by:
- Reducing financial pressure
- Encouraging students to continue studies
- Supporting professional growth
- Providing career guidance
- Helping students focus on academics
The mentorship component also ensures holistic development.
Benefits for Science, Commerce and Arts Students
Science Students
Science students can use scholarship funds for:
- Coaching classes
- Laboratory fees
- Educational materials
- Entrance preparation
Commerce Students
Commerce students can benefit through:
- Professional course preparation
- Skill development programs
- Computer training
Arts Students
Arts students can utilise funds for:
- Academic resources
- Competitive exam preparation
- Skill enhancement courses
Tips to Increase Selection Chances
Students can improve their chances of selection by following these tips:
1. Apply Early
Avoid waiting for the last date.
2. Upload Correct Documents
Ensure all uploaded documents are genuine and readable.
3. Fill Accurate Information
Incorrect information may lead to rejection.
4. Keep Income Proof Ready
Income documents are important for financial verification.
5. Maintain Contact Details
Ensure mobile number and email remain active.
Common Mistakes to Avoid
Many students make avoidable mistakes during scholarship applications.
Avoid These Errors
- Incorrect marks entry
- Blurred documents
- Wrong bank details
- Missing documents
- Incomplete forms
- Fake information
Such mistakes may lead to disqualification.
Role of Scholarships in India
Scholarships play a major role in strengthening the education system in India.
Scholarships Help Students By:
- Supporting low-income families
- Encouraging higher education
- Reducing dropout rates
- Motivating academic excellence
- Building future careers
Programs like the Kotak Junior Scholarship create educational equality and empower students financially.
Career Opportunities After Class 12
The scholarship also provides career guidance for future planning.
Popular Career Options for Science Students
- Engineering
- Medical
- Pharmacy
- Biotechnology
- Data Science
Popular Career Options for Commerce Students
- CA
- CS
- B.Com
- Banking
- Finance
Popular Career Options for Arts Students
- Journalism
- UPSC
- Teaching
- Psychology
- Design
Career guidance under the scholarship program can help students make informed decisions.
Importance of Mentorship in Student Life
Mentorship is one of the strongest pillars of the Kotak Junior Scholarship Program.
A good mentor helps students:
- Build confidence
- Set goals
- Improve communication
- Stay motivated
- Plan future careers
This holistic support makes the scholarship unique compared to many other financial aid programs.
Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for Kotak Junior Scholarship Program 2026-27?
The last date to apply is 30 June 2026.
Q2. What is the scholarship amount?
Selected students receive INR 3,500 per month for 21 months.
Q3. Who can apply for this scholarship?
Students who scored 85% or above in Class 10 Board Exams 2026 and belong to the Mumbai Metropolitan Region can apply.
Q4. Is the scholarship only for Science students?
No. Students from Arts, Commerce, and Science streams are eligible.
Q5. What is the family income limit?
The annual family income must be INR 3,20,000 or below.
Q6. Is there any offline application mode?
No. Applications are accepted only through online mode.
Q7. Can CBSE and ICSE students apply?
Yes. SSC, CBSE, and ICSE students are eligible.
Q8. Is mentorship included in the scholarship?
Yes. Mentorship, academic support, and career guidance are included.
Q9. Can students outside MMR apply?
No. Only students residing in Mumbai Metropolitan Region areas are eligible.
Q10. Where can students apply online?
Students can apply through:
www.b4s.in/ksty/KJSP4
The Kotak Junior Scholarship Program 2026-27 is a golden opportunity for academically bright students from financially weaker families in the Mumbai Metropolitan Region. With financial assistance of INR 73,500 along with mentorship and academic support, the scholarship can significantly improve a student’s educational journey.
Students who meet the eligibility criteria should not miss this opportunity. The program not only supports education expenses but also helps students build confidence, improve career awareness, and achieve long-term success.
Interested students are advised to complete the application process before the deadline and ensure all documents are uploaded correctly.
Education can transform lives, and initiatives like the Kotak Junior Scholarship Program continue to make quality education accessible for deserving students.
Direct Apply Link
Apply Here: www.b4s.in/ksty/KJSP4